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The Ultimate Guide to Auto & Home Insurance for First-Time Buyers (And Why You Should Skip the Big Guys)

Writer: Mike LewisMike Lewis


So, you’ve just bought your first home. Congrats! You’re now the proud owner of a mortgage, a never-ending list of weekend projects, and a sudden obsession with Home Depot. But before you start picking out paint swatches, there’s one crucial thing you need to take care of: insurance. And trust us, you don’t want to just grab a policy from the first insurance giant with a catchy jingle.

You know the ones—Geico, State Farm, Farmers, Allstate, Farm Bureau. They’ve been around forever, and sure, their ads make insurance seem simple. But what they don’t tell you is that you’re likely just another policy number in their massive system. If you ever need to actually use that insurance (which, you know, is the whole point), getting personalized service can feel like trying to get a straight answer from your internet provider.

Why Bigger Isn’t Always Better

Let’s be real: first-time homeownership is already confusing enough. Do you really want to spend hours on hold with a corporate call center when you need help? With the big-name insurance companies, that’s often the reality. You’re shuffled between departments, subjected to impersonal service, and given rates that may not even be the best for your unique situation.

That’s where Archbold and Lewis Insurance comes in. We’re not some faceless corporation—we’re real people who live and work right here in Ossian, Bluffton, and Fort Wayne. When you call us, you’re not dialing into a labyrinthine phone tree of despair. You’re talking to actual humans who care about making sure your home and car are properly protected.

Why Archbold and Lewis Insurance Is the Smart Choice

  1. Personalized Service: You just bought a house—odds are, you don’t know all the ins and outs of home insurance. That’s okay! We actually take the time to explain your options so you can make an informed decision. That's what we DO! We Got You!!

  2. Bundling Done Right: You’ve probably heard about bundling auto and home insurance to save money. The big guys love to advertise this, but their “savings” often come with sneaky exclusions and confusing policy fine print. We actually make sure bundling works for you—not just for an ad campaign.

  3. Local Knowledge Matters: If you’re buying a home in Ossian, Bluffton, or Fort Wayne, wouldn’t it make sense to work with someone who understands the area? We know the common risks, the best coverage options, and—let’s be honest—how unpredictable Indiana weather can be.

  4. No One-Size-Fits-All Policies: The big-name insurers tend to push cookie-cutter policies that might not fit your needs. At Archbold and Lewis, we tailor your coverage to your specific situation. New home? Old home? Car that barely makes it through winter? We’ve got you covered (literally).

Don’t Let a Jingle Decide Your Insurance

Look, catchy jingles are great. But when it comes to protecting your biggest investments—your home and your car—you deserve more than a clever marketing campaign. You deserve local service, real savings, and an insurance team that actually has your back.

So, skip the corporate giants, avoid the call center nightmares, and come see us at Archbold and Lewis Insurance. We promise, you’ll actually enjoy working with us (or at least as much as one can enjoy talking about insurance). Give us a call or text, and let’s get your new home and car covered the right way... because the most expensive policy you ever buy is the one that doesn't cover you when you need it! Stay away from the Big Bad Wolf.

 
 
 

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BLUFFTON

​Ph: 260.824.5454 

206 N Main St.

Bluffton, IN 46714

OSSIAN

Ph: 260.622.4866 ​

105 S Jefferson St.

Ossian, IN 46777

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