Term Life Insurance offers life insurance for a certain amount of time, often ten to thirty years. This is a great option for those who need a larger amount of life insurance, but maybe only until children graduate or a house is paid off.

"Return of Premium" is life insurance, but at the end of the term you receive all premiums paid back if you don't use the death benefit!

Whole life insurance is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.